"The following are indicative rates for deposits above US dollar 100,000 or equivalent prevailing as on
Wednesday, 28 August 2002."

For actual rates Contact Us

                                            Period           Sterling Pound(£)     US Dollars($)

                                           1 Month               3.70                   1.55

                                           2 Months             3.70                   1.55

                                           3 Months             3.70                   1.55

                                           6 Months             3.78                    1.57

Interest Rates are subject to change on a daily basis.